What’s left? Use the calculator to determine your monthly home equity line of lreditpayment. 2.750%. All programs may not be available to all applicants. Use the calculator below to calculate your monthly home equity payment for the line of credit from Bethpage Federal Credit Union. Loans are NOT locked in at application. Rates for refinance loans where the existing lender is not Navy Federal are subject to a 0.750% higher rate. 30 Year Fixed-Rate. Bethpage Federal Credit Union. 2.875% RATE | 2.959% APR*. Routing #: 221473652. Bethpage Federal Credit Union Mortgage Calculator It is recommended for financing major one-off expenses, including home renovations or repairs, medical bills, repayment of credit card debt, or funding college tuition. Whatever your mortgage needs, NASA Federal is here to help with low rates, flexible terms, and a variety of options to make your dreams come true. Our main objectives are to provide you with the best value and an exceptional member experience from application to closing. Find up-to-date mortgage loan rates for Long Island anytime on the mortgage page of our website. If you are a new homebuyer, you’ll also need to consider how much you have available for a down payment, since this will directly affect the size of your mortgage. Fixed-Rate Mortgage Calculator. With an adjustable-rate mortgage, the interest rate may increase or decrease. RFCU is an Equal Opportunity Lender. Rates are based on creditworthiness, loan-to-value (LTV), occupancy and loan purpose, so your rate and terms may differ. Originally an employee credit union formed in Long Island in 1941, Bethpage Federal Credit Union has expanded considerably over the last 75 years, now providing mortgages in every state except the Lone Star State. Interest rates for Closed Variable Mortgage will fluctuate based on Affinity Credit Union's Prime Lending Rate. mortgage application with bethpage federal credit union or capital one bank?, Long Island, 23 replies Bethpage Toxic Plume/ Plainview Old Bethpage, Long Island, 83 replies Bethpage SD vs. Plainview-Old Bethpage SD, Long Island, 12 replies What are they doing to Trail State Park? You can adjust loan amount, interest rate, and the home equity term to view the impact on the monthly payment amount. Speak with a Home Lending Specialist. Bethpage Federal Credit Union 2-Year Certificate: Consider opening a new CD account if you’re looking to earn interest on your funds! Bethpage Federal Credit Union follows Fannie Mae’s underwriting guidelines for conventional mortgages. Personal Banking Overview. [2] APR = Annual Percentage Rate. Calculate the credit card payoff months or payment for your current card. Bethpage Federal Credit Union (BFCU) offers a full range of banking products, including checking, savings, credit cards, mortgages and loans.. Bethpagefcu.com : visit the most interesting Bethpage Fcu pages, well-liked by female users from USA, or check the rest of bethpagefcu.com data below. I have been banking at Bethpage Federal Credit Union for over 15 years. As you go through the process, additional documentation may be needed. It's the largest credit union in New York and the ... To get more information, current rates, and to apply for a credit card, go to the website. † Free rate lock good for 60 days. For over 75 years, Bethpage Federal Credit Union has continued to serve members’ financial needs through great rates and even better service. The type of mortgage you apply for will ultimately affect your monthly payments. Skip to main content Routing Number: 221475786. Take a moment to get the process started and we will contact you within 1-2 business days to discuss your options. Rate Lock-ins cannot be accepted by fax. Rates are for 1 to 4 family principal residences. Include all accounts used for transaction Both types can be used for purchasing or refinancing a home. A traditional fixed-rate mortgage is a loan in which the interest rate and payments stay the same for the entire life of the loan. Rates are for 1 to 4 family principal residences. Whether you're buying a home, refinancing your mortgage, or getting a home equity line of credit, Bethpage is here to help. Loans above 80% LTV may require private mortgage insurance (PMI). Membership is open to anyone with a $5 Savings account, 1-800-628-7070          Take the first step — get pre-qualified. Are you planning on growing your family? If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. FHA. About Bethpage Federal Credit Union. 2.875%. Compare our various mortgages. Contact your mortgage representative Important Disclosures The maximum loan amount for a conforming mortgage for a primary residence single unit home is $424,100. Whether you're looking for fixed, adjustable or refinance, Bethpage has the right mortgage for you. Whether you’re purchasing your first home, moving to a new home or refinancing your current home, you’ll find the mortgage you need at your local credit union. Life can change dramatically over time. Mortgage rates moved in different directions today. We feature fixed rates for loans from 10 year to 30 year plus adjustable rates for mortgages with initial fixed-rate periods from 3 to 10 years. Join to Connect. Refinance rates may be higher. If you haven’t locked yet, see how your finances could be affected. Approves of CEO. A home equity loan is available to anyone who owns property. Mortgage Sales Manager at Bethpage Federal Credit Union Greater New York City Area 500+ connections. Membership is also available to members or employees from the select employer group or immediate family of an existing member. Looking For Bethpage Federal Credit Union Mortgage Calculator 417 Home Loans Reviews Home Mortgage Calculator With Down Payment Home Mortgage Approval Process Home Mortgage Rates 30 Yr Fixed Home Owners Loan Bad Credit Home Savings Bank Mortgage Rates Home Mortgage Refinance Rates California Home Mortgage Rates Maryland Home Loan Vs Rent … Other information: When you use our mortgage calculator, you can also access vital information such as the latest available mortgage rates, important term definitions and related articles. Fixed payments to budget with confidence. Quinnipiac University - School of … Assuming no additional fees are charged, the Annual Percent Rate (APR) is the same as the interest rate. I have applied to Bethpage Federal Credit Union for a mortgage loan and have elected to lock-in the interest rate, points and other loan terms as stated above (the "Credit Terms") in accordance with and subject to the terms of this Lock-in Agreement. Rates as of 12/22/2020 10:18 AM CT and are subject to change throughout the day. They were very helpful with guiding us how to finance our first home. Adjustable-rate mortgages have interest rates that reset at specified intervals. I could not find better mortgage rates through one of the big banks. Members now include those who live, work, worship or attend school on Long Island; and their families. Learn more about Bethpage Federal Credit Union's home lending services. Products are subject to change without notice, limitations may apply. After an introductory fixed-rate period, rates and payments can vary during the loan term, rising and falling with a market index. Contact a Bethpage expert to help you select the best type for you. Have you figured out how much mortgage you can afford, reviewed your different mortgage options and estimated your potential monthly payments? How is your income likely to change in the future? In some instances PMI can be avoided, please contact a Mortgage specialist to see if PMI needs to be a requirement of your mortgage. (Bethpage/Plainview/Old Bethpage), Long Island, 1 replies Yes, you can pay off your Bethpage Fixed-Rate Mortgage any time without any pre-payment penalties. Checking; IRAs; Money Market; Savings; Lending & Mortgages . Then list and estimate the cost of items that may not be strictly necessary but are still important — dining out, vacations, etc. Understand available options: Use the mortgage loan estimator to compare all your options. Membership is also available to members or employees from the select employer group or immediate family of an existing member. Note that putting down more than 20%, if possible, eliminates the need for private mortgage insurance. Bethpage Federal Credit Union traces its roots back to 1941 and currently serves more than 400,000 members. Bethpage Federal Credit Union offers mortgage services for both residential and commercial properties in 49 states. Find branch hours, available services or schedule an appointment. Their CDs also have a lower minimum opening deposit than some of those on our list of the current best CD rates. Does Bethpage FCU offer Mortgage Loans? Yes, home loans are available. A mortgage is a loan that is used to purchase real estate. Bethpage Federal Credit Union traces its roots back to 1941 and currently serves more than 400,000 members. - Most recent pay stubs covering the last 30-day period That means in order to qualify for a loan you’ll generally need a credit … Founded in 1941, Bethpage Federal Credit Union began serving all Long Islanders directly after a community charter application was unanimously approved in September 2003. As a potential homebuyer, or current homeowner, thinking about applying for a mortgage or refinancing, you should take an in-depth look at your current financial picture. Their rates are extremely competitive from deposit rates to mortgage rates. After this initial period, rates and payments can rise, but adjustable-rate mortgages help young homebuyers who are just getting established to get into the housing market at an affordable price. By completing a loan application, a Bethpage Mortgage Loan Officer can help you determine the mortgage amount that you can afford. 1 day ago. See All Rates. Call (631) 714-2974 for quotes. For a fixed-rate mortgage, the interest rate is set when you take out the loan and will not change. Positive Outlook. We feature fixed rates for loans from 10 year to 30 year plus adjustable rates for mortgages with initial fixed-rate periods from 3 to 10 years. Bethpage Credit Union Loan rates. Back to Top. Contact your mortgage representative Important Disclosures The maximum loan amount for a conforming mortgage for a primary residence single unit home is $424,100. It's the largest credit union in New York and the ... To get more information, current rates, and to apply for a credit card, go to the website. Does Bethpage FCU offer Mortgage Loans? We offer 90% financing up to $1M with PMI and 80% financing from $1M - $3M. 15 Year Fixed-Rate. Mortgage rates are constantly changing, but they remain low by historical standards. - Past two years of W-2 Forms from all employers (current & previous) Look to the future: Where do you see yourself in five years? Get rates, begin pre approval, and find payoff address online on the website. I have been banking at Bethpage Federal Credit Union for over 15 years. Suffolk Federal offers a wide range of low fixed-rate and variable-rate mortgages for every need. Plus, you can make additional payments toward the principal at any time with no penalty. We offer 30, 20, 15, and 10-year terms for purchase or refinance. Learn about available mortgage options. The documentation you will need to obtain a mortgage includes: Only 30-Year Fixed program offered on Investment Homes. To start your application online, click here. As of December 2019, fixed-rate loans have interest rates as low as 3.750% and ARMs have initial rates as low as 3.370%. My experience at the credit union is that the customer service is excellent and all of the employees are willing to help. Personal Banking Overview; Personal Accounts . Rates, terms and conditions are subject to change without notice. Exclusive Mortgage Products . Bethpage Federal Credit Union’s CD rates are on par with some of the best offerings out there. Rates Personal. To access the NMLS Consumer Access website, please visit www.nmlsconsumeraccess.org. When choosing a mortgage, think long and hard about what lies ahead of you. Mon: 9am-5pm; Tue: 9am-5pm; Wed: 9am-5pm; Thu: 9am-5pm; Fri: 9am-5pm; Sat: 9am-2pm; 01/01/2015 Katie R. Katie R. Bank … More Options Available: If you do not see the mortgage option you are looking for here, please call us. 516-236-7380 Thanks Jay Walsh Membership is required and requires a $5 share account. Bethpage does not offer residential mortgage loans in Texas. 10/1 Adjustable Rate. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Founded in 1941, Bethpage Federal Credit Union began serving all Long Islanders directly after a community charter application was unanimously approved in September 2003. Bethpage Federal Credit Union has been open since 1941. Is buying the right decision right now or would it be better to rent for a while? Bethpage Federal Credit Union is also offering two other fixed-rate mortgages with great rates right now. Membership in Bethpage Federal Credit Union is open to those who live, work, worship, or attend school in Nassau or Suffolk counties in New York (excluding South Fork). Call (631) 714-2974 for quotes. Your Current Location: Washington, WA 98052. The process is quick, easy, and free. 1-800-628-7070 Routing #: 221473652 APPLY FOR A LOAN; OPEN AN ACCOUNT; MEMBER LOGIN; Branches / ATMs; Rates; … Savings & Checking. We offer 90% financing up to $1M with PMI and 80% financing from $1M - $3M. Rates Personal. "Mortgage Originations" 5.0 ★ ★ ★ ★ ★ Work/Life Balance ★ ★ ★ ★ ★ Culture & Values ★ ★ ★ ★ ★ Career Opportunities ★ ★ ★ ★ ★ Compensation and Benefits ★ ★ ★ ★ ★ Senior Management ★ ★ ★ ★ ★ Current Employee - Mortgage Loan Officer in Bethpage, NY. Get rates, begin pre approval, and find payoff address online on the website. Members now include those who live, work, worship or attend school on Long Island; and their families. Originally an employee credit union formed in Long Island in 1941, Bethpage Federal Credit Union has expanded considerably over the last 75 years, now providing mortgages in every state except the Lone Star State. 2.625%. Celebrating 75 years of enriching lives, Bethpage Federal Credit Union continues to serve its members financial needs with great rates and even better service. Additional items you will need when purchasing a home: It's the largest credit union in New York and the ... To get more information, current rates, and to apply for a credit card, go to the website. At this point, you should consider if you’re willing to give up any discretionary spending to put more money toward a mortgage. One of the most important questions potential homebuyers ask before they apply for a mortgage is “How much will my monthly payments be?”. About Bethpage Federal Credit Union. Natalie R. 01/16/20. - Your realtor’s contact information Their rates are extremely competitive from deposit rates to mortgage rates. COVID-19 Updates. Dream It. To get the best deal on a home loan or refinance loan, compare other rates with Bethpage Federal Credit Union mortgage rates. Currently, Bethpage Federal Credit Union serves more than 400,000 members throughout the state of New York with a full spectrum of … All offers are subject to credit approval; applicants may be offered credit at higher rates and other terms. We’re here to make your borrowing experience easy and to support you through the process each step of the way. How much mortgage can I afford? Personal Banking Overview. All applicants must meet loan program requirements. Would a refinance lower or raise my payments? About Bethpage Federal Credit Union . Yes, home loans are available. Rate Lock-ins cannot be accepted by fax. “On average, credit unions offer lower rates on mortgage loans,” says Long. Must have online banking user name and PIN/password to access online application for Home Equity Lines of Credit. This interest rate is considered Affinity Credit Union's Posted Mortgage Rate. Membership in Bethpage Federal Credit Union is open to those who live, work, worship, or attend school in Nassau or Suffolk counties in New York (excluding South Fork). ARM = Adjustable Rate Mortgage, which means the rate and payment may increase after consummation. more Alexis J. Quick Start. Find Car Loans, Credit Card, Mortgage, Other Real Estate rates here. Featured Rate: 30 Year Fixed. *The APR shown for Adjustable Rate Mortgages (ARMs) may increase or decrease after consummation. There’s a mortgage rates calculator where you … They are another credit union that has shown massive growth in their mortgage business recently. As payments differ from month to month depending on your choice, be sure to pick the one that best fits your financial picture. Yes, home loans are available. This credit union is federally insured by the National Credit Union Association. Menu & Reservations Make Reservations . - Your attorney’s contact information The biggest advantage of adjustable-rate mortgages is that they generally have lower initial interest rates and monthly payments. Start the process. Rate quotes are not guaranteed until you submit a full application and we receive a fully completed and executed rate lock agreement. It is a great option if you plan to live in your house for many years and want protection from the risk of rising interest rates. The credit union has a history dating back to 1941 when it began providing financial products and services to Grumman employees. The Bump Up CD also offers a great rate and the opportunity to increase it during your term. New … NCUA data shows in 2008 They had application volume of almost $600 million and in 2011 that number climbed to a little over $1.5 billion. A mortgage calculator factors in the amount and length of the loan, the interest rate, plus property taxes and insurance. To get the best deal on a home loan or refinance loan, compare other rates with Bethpage Federal Credit Union mortgage rates. If additional fees are incurred, the APR increases. Get rates, begin pre approval, and find payoff address online on the website. Bethpage Federal Credit Union serves the Long Island NY area. Yes, home loans are available. My experience at the credit union is that the customer service is excellent and all of the employees are willing to help. Bethpage Federal Credit Union has been open since 1941. Does Bethpage FCU offer Mortgage Loans? Headquartered in New York, Bethpage Federal Credit Union is a regional institution mainly serving residents of Long Island. Or, you can get a ballpark idea using our home affordability calculator. View the interest rate and annual percentage rate for a 30-year fixed rate federal housing administration mortgage up to $484,350; Term Rate APR* 30-Year Fixed Rate: 2.750%: 3.423% : Select to Get Prequalified Now . The difference between a fixed-rate and an adjustable-rate mortgage lies in the interest rate for the loan. Bethpage Federal Credit Union 555 Montauk Hwy West Babylon NY 11704. You will receive an email with pre-approval information and a lending specialist will follow up with you. Actual rates may vary depending on your specific terms. This is not a commitment to make a loan, nor is it a guarantee that you will receive these rates or points if you are approved for the loan. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. Links to current mortgage rates are offered in several areas of the Bethpage Federal Credit Union website. How about 25? Loans are NOT locked in at application. Loan to value restrictions may apply. Apply for a Mortgage with Bethpage Federal Credit Union That money is freed up to put toward paying the mortgage itself. You’ll know how much home you can afford before you go house shopping. Learn about available mortgage options. Bethpage Federal Credit Union has been open since 1941. Skip to main content Routing Number: 221475786. The other option would be to have a smaller mortgage to increase the money you have available for fun, charity or even helping out you grown children. 516-236-7380 Thanks Jay Walsh Adjustable Mortgage Calculator. These include Adjustable, Fixed-rate, FHA and Jumbo mortgages. You can use Bankrate’s mortgage rate calculator to figure out your ... Related searches. Whether you're a business needing a mortgage for new office space, or someone trying to buy a new home, contact me for help with your next steps. This is available for anyone between the ages of 18 and 20 and the account will automatically convert to a Bonus Checking account once the account holder turns 21. At Bethpage, we have many loans available so that each of our members can find one that works for them. Bethpage Federal Credit Union also offers an option to get a Young Adult Checking account with the same features and rates as the regular checking, along with free checks. Click Here to View Our Current Mortgage Rates and/or Apply Fixed Rate Mortgage Loans and Adjustable Rate Mortgages (ARMs) are available from Suffolk Federal Credit Union. Bethpage Federal Credit Union (BFCU) offers a full range of banking products, including checking, savings, credit cards, mortgages and loans.. Bethpagefcu.com : visit the most interesting Bethpage Fcu pages, well-liked by female users from USA, or check the rest of bethpagefcu.com data below. Bethpage Federal Credit Union offers home equity lines of credit (HELOCs) with the option to convert some or all of your HELOC to a fixed-rate home equity loan. Skip to main content. Now, everyone can bank at Bethpage. New ZIP. Your Current Location: Washington, WA 98052. Since its inception in 1941 the Bethpage Federal Credit Union has been serving its members in the Bethpage, New York area with exceptional financial products. Recommends. Start the mortgage process today and get the low credit union mortgage rates and personal service that we pride ourselves on providing. Your lock-in rate may be different from the rate posted here. Teachers Federal Credit Union offers a range of mortgage products and resources for every financial need. Yes, Bethpage offers fixed-rate mortgage options for both purchase and refinance transactions. Find up-to-date mortgage loan rates for Long Island anytime on the mortgage page of our website. Rest assured that your money is FDIC-insured up to $250,000! They are popular with homeowners who have established careers, growing families, and/or intend to stay settled in their home for a number of years. Bethpage Federal Credit Union is also offering two other fixed-rate mortgages with great rates right now. VA. Take a moment to get the process started and we will contact you within 1-2 business days to discuss your options. Rate Lock-ins are only available Monday thru Friday, 10am to 4pm. Bethpage Federal Credit Union is a medium-sized financial institution with deep roots in the communities of New York’s Long Island region. Personal Banking Overview; Personal Accounts . [1] Offer and terms subject to change. Teachers Federal Credit Union offers a range of mortgage products and resources for every financial need. Savings Rates Dividend Rate APY* Share Savings Account - $5 Minimum Deposit To Earn Dividend: $0 - $99.99: … Unless you have enough cash to buy outright, you’ll need a mortgage when you purchase a home. Credit Union Mortgage Rates. Bethpage Federal Credit Union Mortgage Review. After you apply for a mortgage online, one of our Bethpage mortgage representatives will help guide you through the rest of the process. Loans subject to credit and collateral approval as well as program terms and conditions, available on new mortgage applications. Contact Credit Union for details. 20-year mortgage rates from Bethpage FCU are at 3.625 percent and 10-year mortgage rates are at 2.75 percent. APR = Annual Percentage Rate. Order Online Tickets Tickets See Availability Directions {{::location.tagLine.value.text}} Sponsored Topics. Fixed-Rate Mortgage Calculator. Deposit Rates - December 18, 2020. Opening Hours. Achieve It.” program offers a 100% loan to value conventional mortgage. How will the mortgage expense impact the rest of my budget? Heroes Mortgage. Helping the community to achieve their dreams of owning a home or refinance their existing mortgage. - Past 2 years of Federal Tax returns (1040 Form) with all pages and schedules (if applicable, self-employed/rental income/retirement income) The fixed interest rate allows borrowers a measure of predictability. The calculator also provides an amortization schedule. Fixed-rate mortgages have a set interest rate and a monthly payment that is determined from the start and never changes. Backed by the government, FHA loans have less restrictive credit scores and down payments as low as 3.5%. The borrower assumes the risk of interest rate increases in exchange for lower initial rates and lower initial mortgage payments. Is it more, less, or approximately the same as what you are paying now? - 2 most recent bank statements (all pages). I could not find better mortgage rates through one of the big banks. Taking advantage of this tool offers several benefits: Know what to expect when applying: Understanding exactly what goes into a monthly mortgage payment is essential. The goal is to find out how much you can afford to spend on a house. Savings & Checking. Checking; IRAs; Money Market; Savings; Lending & Mortgages . great staff, great rates, busy branch so parking can get a little hectic. It’s a crucial question because it affects the answers to so many other questions. Achieve It. Learn More. 20-year mortgage rates from Bethpage FCU are at 3.625 percent and 10-year mortgage rates are at 2.75 percent. Financing up to $ 1M with PMI and 80 % LTV may require private mortgage insurance is up! Mortgage online, one of the current best CD rates are for 1 4... Take out the loan, the interest rate bethpage federal credit union mortgage rates increase or decrease after consummation rate allows borrowers a measure predictability! 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